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Mortgage Rates

At IrelandMortgages.com, we have a selection of fixed and variable rates to choose from whether you are thinking of buying your First Home, Switching Lender, or Trading Up.

Speak to our Mortgage Maker Team directly for the best rates on the Market

Picking the right rate to suit your requirements

  • Fixed rates offer stability and give you peace of mind in knowing your repayment will not change for a fixed period of time

  • Switching fixed rates can carry a penalty with some lenders, to switch your mortgage or overpay so shorter-term fixed rate may suit you better

  • When in a fixed rate you are restricted on how much you can overpay for free most lenders allow you to overpay by 10% a year until the end of the term

Homeloan Rates

Type of Rate: LTV: APR: Rate:
Variable 90% 3.20% 3.15%
1 Year fixed rate 90% 3.40% 4.15%
2 Year fixed rate 90% 4.00% 3.85%
3 Year Fixed Rate 90% 3.30% 3.35%
4 Year Fixed Rate 90% 3.20% 3.00%
5 Year Fixed Rate 90% 3.40% 3.55%
7 Year Fixed Rate 90% 3.60% 3.65%
10 Year Fixed Rate 90% 3.70% 3.85%

Homeloan Rates

Type of Rate: LTV: APR: Rate:
Variable >60-80% 3.00% 2.95%
1 Year fixed rate >60-80% 3.40% 4.15%
2 Year fixed rate >60-80% 3.90% 3.60%
3 Year Fixed Rate >60-80% 3.30% 3.35%
4 Year Fixed Rate >60-80% 3.20% 3.00%
5 Year Fixed Rate >60-80% 3.40% 3.50%
7 Year Fixed Rate >60-80% 3.60% 3.65%
10 Year Fixed Rate >60-80% 3.70% 3.85%

Homeloan Rates

Type of Rate: LTV: APR: Rate:
Variable <50% 2.80% 2.75%
1 Year fixed rate <50% 3.40% 4.15%
2 Year fixed rate <50% 3.50% 4.15%
3 Year Fixed Rate <50% 3.30% 3.35%
4 Year Fixed Rate <50% 3.2% 3.00%
5 Year Fixed Rate <50% 3.40% 3.55%
7 Year Fixed Rate <50% 3.60% 3.65%
10 Year Fixed Rate <50% 3.70% 3.85%

Buy to Let Rates

Type of Rate: LTV: APR: Rate:
Variable <50% 4.85% 4.70%
Variable >50% 4.88% 4.70%

We're Here to Help!

If you have any question, please feel free browse the site. If you don't find the information you are looking for, our Advisors are available to assist you. You can call, email or arrange a meeting to discuss your needs.