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Green 5 Year Fixed Term Mortgages

With rates starting from 3.95%*

 

Green Qualification Criteria

You can avail of our Green fixed interest rate where:

  • the property you are buying, trading up, building or structurally renovating has or will have a BER of A1 to B3 (inclusive) or
  • your current property has a BER of A1 to B3 (inclusive), you have 5 years or more remaining on your mortgage and:
    • you are switching your mortgage loan from one lender to another and the property has or will have a BER of A1 to B3 (inclusive) or
    • you are topping up an existing to structurally upgrade the property to achieve an overall BER of A1 to B3 (inclusive) or
    • you are an existing customer and looking to switch to Green.

Please note: if you are already on a fixed rate and wish to switch to our Green Mortgage offer, a breakage fee may apply.

NB* Rate of 3.95% is based on a loan to Vlaue (LTV) of <60% and €250k. After year five, the fixed rate will mature to the prevailing Managed Variable Rate unless and alternative fixed rate is selected. The applicable maturity rate will be based on the LTV on the date your Maturity Options Letter is issued. Rate available to new home mortgage customers. 

What we do

Our Mission

IrelandMortgages.com is an Irish owned company founded in 2001 we specialise in guiding property buyers through the home purchasing process from searching the market for the best Mortgage and Insurance products available through to helping them secure the services of a Solicitor, Surveyor, Snagger or Valuer in their locality.

We exist to provide you with the best mortgage solutions available in order to find the home that is right for you.

Our Vision

By 2025, we aim serve one out of every ten home buyers in Ireland. We will accomplish this by being the mortgage brokers of choice for everybody in every market we serve.

Experience

We believe that every Irish person has the right to financial advice they can trust and afford. Everyone’s circumstances are different and we focus on getting you the right outcomes so you can get on with leading a rich and rewarding life, knowing you are in control of your finances.

Most sought after service:

First Time Buyers 82% 82%
Trading Up 77% 77%
Buy To Let 57% 57%
Switcher Mortgage 66% 66%

Our Mortgage Partners

Ireland Mortgages work with a network of Mortgage Partners that offer comprehensive mortgage products with competitive rates. If we determine that a Mortgage Partner may be better able to meet your needs, we’ll will share that information with you. Here are some of the Mortgage Partners we work with:

ptsb Zurich Standard Life ICS Mortgages New Ireland Finance Ireland Aviva kbc haven mortgages