First Time Buyer
Choosing the right mortgage provider for their new home is a daunting process if you are a First Time Buyer. Mortgage Providers differ in terms of their lending criteria so it is very important as a First Time Buyer that you get the most suitable mortgage offer that will suit you in years to come.
Our Mortgage Advisors are independent qualified professionals who are on hand to meet with you and take you through the mortgage process from start to finish, offering you advice on mortgage providers, rates, flexible payment options. They will also advice you on how to negotiate the price you pay for your property along with putting you in touch with a valuer, surveyor and solicitor which you will require in order to purchase a property.
As a First Time Buyer you are entitled to borrow up to 90% of the purchase price of your property. Therefore you must have a deposit of 10% of the purchase price available from a non-borrowed source (i.e. savings built up over time or a gift or shares & investments)
First Time Buyer – 2% Cash back on drawdown and 2% monthly
- 2% Cash back on mortgage loan
- Up to 90% Loan to Value
- Rates from 2.3%*
- Lower LTV rates apply**
- Up to 35 year term
- 25% off Home Insurance for the first year
** rate applicable to current account mortgage | ** loan to value (if you borrow less than 60%-80% the value of the property, you qualify for much lower rates | Terms and conditions apply
